Pakistan: Wallets, Branchless & Digital Banking Integration
Pakistan's payments market is led by branchless-banking wallets such as JazzCash and easypaisa, a growing set of licensed digital banks like NayaPay and SadaPay, and the State Bank's Raast instant-payment rail connecting them all.
We provide authorized API integration and protocol analysis for these wallet, banking and lending apps, delivering runnable source code and clear interface documentation.
With the State Bank of Pakistan pushing digital onboarding and Raast for instant transfers, wallet-to-bank interoperability is improving quickly. We can help you read balances and statements, automate collections and payouts, or sync lending and remittance data from the target app into your own systems.
Popular finance apps
App roster from Google Play free finance rankings (enriched snapshots).
Wallets & Payments
| # | App | Developer | Rating |
|---|---|---|---|
| 1 | JazzCash - Your Mobile Account | JazzCash | 4.5 |
| 2 | easypaisa – a digital bank | Easypaisa Bank Limited | 4.6 |
| 3 | JazzCash Business | JazzCash | 4.6 |
| 9 | NayaPay | NayaPay | 4.7 |
| 11 | UPaisa – Digital Wallet | UPaisa | 4.1 |
| 12 | OPay - Send Money Fast | OPay Digital Services Limited | 3.9 |
| 15 | SadaPay: Money made simple | SadaPay | 4.0 |
| 48 | ePay Punjab | Punjab Information Technology Board | 4.7 |
| 49 | Zindigi - All in One Finance | JS Bank Limited | 3.7 |
Mobile Banking
| # | App | Developer | Rating |
|---|---|---|---|
| 7 | Meezan Mobile App | Meezan Bank Limited | 4.6 |
| 10 | UBL Digital - Safe Banking | United Bank Limited | 4.8 |
| 19 | AL Habib Digital | Bank AL Habib | 4.6 |
| 20 | Mashreq Pakistan | Mashreq | 4.7 |
| 21 | Raqami Islamic Digital Bank | Raqami Developer | 4.1 |
| 22 | HBL Mobile | HBL | 4.5 |
| 23 | Meezan Digital Account Opening | Meezan Bank Limited | 4.5 |
| 24 | Mashreq Biz Pakistan | Mashreq | 4.6 |
| 27 | Alfa by Bank Alfalah | Bank Alfalah Limited | 4.7 |
| 30 | myABL | Allied Bank Limited | 4.6 |
| 39 | MCB Live | MCB Bank Ltd. | 4.7 |
| 43 | Konnect by HBL | HBL | 4.4 |
| 46 | NBP Digital | National Bank of Pakistan | 4.4 |
Digital Lending
| # | App | Developer | Rating |
|---|---|---|---|
| 4 | Paisayaar-Personal online loan | JingleCred Digital Finance Limited | 4.6 |
| 5 | SmartQarza-Safe easy cash loan | Gold Lion Financials (Private) Limited | 4.4 |
| 6 | Money Tap-Safe cash loan | Zanda Financial Services (Private) Limited | 4.4 |
| 8 | Daira - Fast Easy Cash Loan | Finleap Financial Services (Private) Limited | 4.6 |
| 14 | Fauri Cash:Rapid Cash Solution | Pakisnova Microfinance Company (Private) Limited | 4.4 |
| 17 | Loan Finance Calculator | ELIZABETH ANN BURDEN | 4.4 |
| 18 | SAHARA - Fast Loan Asaani Say | AWAMI FINANCIAL (PRIVATE) LIMITED | 4.5 |
| 25 | PaisaGhur -Easy safe cash loan | Quark Financials Pakistan (Private) Limited | 4.5 |
| 26 | Aitemaad - Safe Fast Cash Loan | 4SIGHT FINANCE SERVICES (PVT.) LIMITED | 4.7 |
| 32 | Loan Calc Hub | AppDsgnur | 4.0 |
| 34 | Auto Loan - Finance Calculator | gianadani | 4.2 |
| 35 | PakCredit - Safe Easy Loan | Visioncred Financial Services (Private) Limited | 4.4 |
| 44 | ForiQarz | FOREMOST FINANCIAL SERVICES PRIVATE LIMITED | 4.7 |
| 45 | Kredete Send Spend Save Credit | Kredete | 3.5 |
Investing & Trading
| # | App | Developer | Rating |
|---|---|---|---|
| 13 | Binance: Buy Bitcoin & Crypto | Binance Inc. | 4.6 |
| 16 | Pocket Broker | Pocket Investments LLC | 3.9 |
| 28 | Fasset: Global Digital Bank | Fasset Labuan Limited | 3.9 |
| 29 | XM 360 – ٹریڈنگ ایپ | Trading Point Group | 4.3 |
| 31 | EasyTrade7: investing for you | Highlander Information LLC | 4.3 |
| 33 | MetaTrader 5 — Forex, Stocks | MetaQuotes Software Corp. | 4.7 |
| 36 | Al Ameen Funds | UBL Fund Managers | 3.4 |
| 37 | Quotex - Investing Platform | STONETRADE LTD | 3.9 |
| 40 | BtcDana - Investing & Income | DanaByte Trading | 4.8 |
| 42 | Olymptrade – ٹریڈنگ آن لائن | OlympTrade | 4.1 |
| 47 | TradingView: Track All Markets | TradingView Inc. | 4.8 |
| 50 | Investing.com: Stock Market | INVESTING.com | 4.5 |
Other finance apps
| # | App | Developer | Rating |
|---|---|---|---|
| 38 | Expense Planner: Money Tracker | IPFX L | 4.2 |
| 41 | Money Tracker - Budget Keeper | SHIRA LLC | 4.3 |
Frequently asked questions
Which Pakistan rails and apps do you cover?
Branchless-banking wallets such as JazzCash and easypaisa, licensed digital banks like NayaPay and SadaPay, major bank apps, and Raast-linked payment flows where relevant.
Can you automate collections and payouts?
Yes — common scopes include balance/statement extraction, transfer data reads, and collection or payout automation delivered as documented source code.
What about digital lending apps?
We integrate SECP-regulated instant cash and nano-loan apps for ledger, repayment and disbursement data under authorized project scope.
Ready to integrate a finance app?
From USD 500 per app, typically 1–2 weeks. You test a packaged API first; source code is delivered after acceptance and payment. Tell us the target app to get a quote.
Discuss your integration