印度
印度：UPI、银行与金融科技 App 集成
印度拥有全球最大的实时支付生态，其根基是印度国家支付公司（NPCI）推出的统一支付接口（UPI）。除 UPI 外，印度手机银行普及率高、数字借贷市场增长迅速、大众零售投资也在蓬勃发展。
我们为印度主流金融 App 提供授权 API 集成与协议分析。告诉我们目标 App 以及您需要的数据或操作，我们即可交付可运行、带文档的源代码。
UPI 每月处理数十亿笔交易，已成为个人转账与商户收款的默认通道，而账户聚合（Account Aggregator）框架正在开放正式的开放银行数据流。无论您需要读取余额与交易、对账商户结算，还是自动化借贷与投资数据，我们都会按照您的合规要求构建集成。
热门金融应用
应用名单来自 Google Play 免费金融榜（经快照补全）。
UPI 支付
| # | 应用 | 开发商 | 评分 |
|---|---|---|---|
| 1 | PhonePe UPI, Payment, Recharge | PhonePe | 4.4 |
| 3 | Navi: UPI, Payments, Insurance | Navi | 4.5 |
| 4 | Airtel: Recharge, Bank & Loans | Airtel | 4.1 |
| 5 | Paytm: Secure UPI Payments | Paytm - One97 Communications Ltd. | 4.7 |
| 6 | super.money - UPI by Flipkart | Super.money | 4.5 |
| 7 | Google Pay: Secure UPI payment | Google LLC | 4.3 |
| 9 | Bajaj Finance : UPI & Loan App | Bajaj Finance Limited | 4.8 |
| 11 | BHIM Bharat's Own Payments App | National Payments Corporation of India (NPCI) | 4.5 |
| 12 | FamApp by Trio: UPI & Card | Tri O Tech Solutions Pvt Ltd | 4.5 |
| 17 | JioFinance: For your life! | Jio Finance Platform and Service Limited | 4.5 |
| 29 | True Balance - Loan App & UPI | True Balance - Balance Hero | 4.6 |
| 32 | PhonePe Business: Merchant App | PhonePe | 4.0 |
| 33 | slice: UPI credit card & bank | slice small finance bank | 4.5 |
| 37 | Paytm for Business | Paytm - One97 Communications Ltd. | 3.9 |
| 40 | MobiKwik: Loans, UPI & Wallet | One MobiKwik Systems Limited | 4.4 |
| 46 | BharatPe: Loans & UPI Payments | Resilient Innovation Private Limited | 4.6 |
| 50 | BharatPe for Business | Resilient Innovation Private Limited | 4.9 |
手机银行
| # | 应用 | 开发商 | 评分 |
|---|---|---|---|
| 8 | YONO SBI: Banking & Lifestyle | State Bank of India | 4.2 |
| 15 | IPPB Mobile Banking | India Post Payments Bank Ltd | 4.1 |
| 18 | Kotak Bank: 811 Mobile App | Kotak Mahindra Bank Ltd. | 4.7 |
| 23 | HDFC Bank App: Banking & Cards | HDFC BANK | 4.7 |
| 25 | PNB ONE | PNB | 4.3 |
| 30 | IndSMART IndianBank Mobile App | Indian Bank | 4.3 |
| 38 | PNB Digital Rupee | PNB | 4.0 |
| 39 | IDFC FIRST Bank: MobileBanking | IDFC FIRST Bank Ltd. | 4.9 |
| 42 | Canara ai1- Mobile Banking App | CANARA BANK | 4.4 |
| 44 | bob World:Banking & Experience | Bank of Baroda | 4.3 |
| 49 | Cent eeZ | CENTRAL BANK OF INDIA | 3.7 |
数字借贷
| # | 应用 | 开发商 | 评分 |
|---|---|---|---|
| 10 | GoodScore: Credit Score App | Arthvit 1809 Tech | 4.7 |
| 13 | Moneyview: UPI, Personal Loans | Moneyview | 4.8 |
| 14 | KreditBee: Personal Loans, UPI | Finnovation Tech Solutions Pvt Ltd | 4.6 |
| 16 | 0% EMI Shopping App | Snapmint | 4.6 |
| 19 | Kissht Quick Personal Loan App | OnEMI Technology Solutions Limited. | 4.7 |
| 20 | Branch Instant Personal Loan | Branch International Financial Services Limited | 4.6 |
| 22 | mPokket: Instant Loan App | Maybright Ventures Private Limited | 4.6 |
| 26 | RING (by Kissht): Instant Loan | OnEMI Technology Solutions Limited | 4.9 |
| 28 | PayRupik Instant Personal Loan | Sayyam Investments Pvt Ltd | 4.5 |
| 34 | FatakPay: Loans & Investments | FatakPay: Personal Loan, Insurance, Credit Score | 4.6 |
| 35 | Oolka: AI Credit Score App | Oolka | 4.8 |
| 36 | Khatabook Credit Account Book | Khatabook - Business Apps | 4.5 |
| 43 | Chola One: Digital Lending App | Cholamandalam Investment & Finance Company Limited | 4.3 |
| 47 | Pocketly Instant Personal Loan | Speel Finance Company Private Limited | 4.6 |
投资与交易
| # | 应用 | 开发商 | 评分 |
|---|---|---|---|
| 21 | Groww Stock, Mutual Fund, Gold | Groww: Demat, Invest & Trade, Gold, Silver, Loans | 4.8 |
| 24 | Angel One: Stocks, Mutual Fund | Angel One - Stock Market, Demat Account & IPO | 4.4 |
| 27 | Jar:Save Money in Digital Gold | Jar App - Savings & Investments | 4.7 |
| 31 | Univest: Stocks, F&O & Invest | Univest Communication Technologies Pvt Ltd | 4.7 |
| 41 | Bachatt: Daily FD Mutual Funds | Bachatt Smart Savings (AMFI Registered) | 4.6 |
| 45 | Dhan: Share Market Trading App | RAISE FINTECH VENTURES PRIVATE LIMITED | 4.5 |
| 48 | Upstox Stocks IPO Mutual Funds | Upstox - Stock Market Trading & Demat Account App | 4.3 |
其他金融应用
| # | 应用 | 开发商 | 评分 |
|---|---|---|---|
| 2 | My LIC | LIFE INSURANCE CORPORATION OF INDIA | 4.7 |
常见问题
可以对接哪些印度 App？
包括 PhonePe、Paytm、Google Pay 等 UPI 应用，YONO SBI、HDFC 等银行 App，KreditBee 等数字借贷，以及 Groww、Upstox 等投资 App，并以该国名单中的应用为准。
是否支持 UPI 结算与账户聚合类数据？
可以。常见范围包括 UPI 支付/结算读取、商户对账、余额与交易历史，以及在授权前提下与账户聚合（Account Aggregator）类似的开放数据场景。
交付物是什么？
针对指定 App 的可运行 API / 协议源码、接口文档，以及在您环境中运行的说明。