Digital Lending & Credit App Integration in India
India's digital-lending market is dense: apps such as KreditBee, Kissht, Branch, mPokket and Moneyview originate personal loans, BNPL-style credit and EMI products at high volume.
Partners and ops teams typically need application status, disbursement amounts, repayment schedules and outstanding balances — not a marketing list of loan brands. We build authorized integrations that expose those loan-lifecycle objects from the target app into your risk, collections or accounting stack.
Tell us the lending app and the loan fields you need; we deliver runnable source code with documentation.
Popular apps
| # | App | Developer | Rating |
|---|---|---|---|
| 10 | GoodScore: Credit Score App | Arthvit 1809 Tech | 4.7 |
| 13 | Moneyview: UPI, Personal Loans | Moneyview | 4.8 |
| 14 | KreditBee: Personal Loans, UPI | Finnovation Tech Solutions Pvt Ltd | 4.6 |
| 16 | 0% EMI Shopping App | Snapmint | 4.6 |
| 19 | Kissht Quick Personal Loan App | OnEMI Technology Solutions Limited. | 4.7 |
| 20 | Branch Instant Personal Loan | Branch International Financial Services Limited | 4.6 |
| 22 | mPokket: Instant Loan App | Maybright Ventures Private Limited | 4.6 |
| 26 | RING (by Kissht): Instant Loan | OnEMI Technology Solutions Limited | 4.9 |
| 28 | PayRupik Instant Personal Loan | Sayyam Investments Pvt Ltd | 4.5 |
| 34 | FatakPay: Loans & Investments | FatakPay: Personal Loan, Insurance, Credit Score | 4.6 |
| 35 | Oolka: AI Credit Score App | Oolka | 4.8 |
| 36 | Khatabook Credit Account Book | Khatabook - Business Apps | 4.5 |
| 43 | Chola One: Digital Lending App | Cholamandalam Investment & Finance Company Limited | 4.3 |
| 47 | Pocketly Instant Personal Loan | Speel Finance Company Private Limited | 4.6 |
For Indian lending apps we most often deliver loan-ledger reads, repayment history and disbursement tracking:
Services we provide
App Protocol & Traffic Analysis
Reverse-engineer an app's request/response protocols to produce a clean, documented integration surface.
OAuth & Token Login Interfaces
Compliant authorization flows, token issuance, refresh and session management for account access.
Balance & Transaction-History Extraction
Programmatic access to account balances, ledgers and line-item transaction history.
Payment & Transfer Data Extraction
Read pending and completed transfers, payment batches and remittance records.
Scheduled & Recurring Transaction Monitoring
Export future-dated and recurring payments to forecast cash flow and manage liquidity.
Automation Scripts & Data Pipelines
Scheduled collectors and transformation pipelines that keep your downstream systems continuously in sync.
ERP & Accounting Sync
Push extracted data into QuickBooks, NetSuite, Xero or custom treasury dashboards — no manual CSV exports.
Runnable Source Code & API Docs
You receive working API / protocol source code and the interface documentation to run and maintain it.
Related categories
Frequently asked questions
Which Indian lending apps can you integrate?
KreditBee, Kissht, Branch, mPokket, Moneyview and other digital-lending apps on the India roster.
What loan data is usually required?
Application or account status, disbursed amounts, EMI or repayment schedules, outstanding principal and payment history.
Is this only for consumer loan apps?
We focus on the finance apps in the roster; if your target is a different credit product, share the package name for assessment.
Need Digital Lending integration in India?
From USD 500 per app, typically 1–2 weeks. You test a packaged API first; source code ships after acceptance and payment. Tell us the target app for a quote.
Discuss your integration