UPI Payment App Integration in India
Unified Payments Interface is the backbone of Indian digital payments, and apps like PhonePe, Google Pay, Paytm, BHIM and super.money sit on top of it handling person-to-person transfers, QR merchant payments, recharges and bill pay at enormous scale.
We provide authorized integration and protocol analysis for these UPI apps — from reading payment and settlement data to automating collection and reconciliation workflows. You tell us the target app and the data you need; we deliver runnable API or protocol source code with documentation.
Popular apps
| # | App | Developer | Rating |
|---|---|---|---|
| 1 | PhonePe UPI, Payment, Recharge | PhonePe | 4.4 |
| 3 | Navi: UPI, Payments, Insurance | Navi | 4.5 |
| 4 | Airtel: Recharge, Bank & Loans | Airtel | 4.1 |
| 5 | Paytm: Secure UPI Payments | Paytm - One97 Communications Ltd. | 4.7 |
| 6 | super.money - UPI by Flipkart | Super.money | 4.5 |
| 7 | Google Pay: Secure UPI payment | Google LLC | 4.3 |
| 9 | Bajaj Finance : UPI & Loan App | Bajaj Finance Limited | 4.8 |
| 11 | BHIM Bharat's Own Payments App | National Payments Corporation of India (NPCI) | 4.5 |
| 12 | FamApp by Trio: UPI & Card | Tri O Tech Solutions Pvt Ltd | 4.5 |
| 17 | JioFinance: For your life! | Jio Finance Platform and Service Limited | 4.5 |
| 29 | True Balance - Loan App & UPI | True Balance - Balance Hero | 4.6 |
| 32 | PhonePe Business: Merchant App | PhonePe | 4.0 |
| 33 | slice: UPI credit card & bank | slice small finance bank | 4.5 |
| 37 | Paytm for Business | Paytm - One97 Communications Ltd. | 3.9 |
| 40 | MobiKwik: Loans, UPI & Wallet | One MobiKwik Systems Limited | 4.4 |
| 46 | BharatPe: Loans & UPI Payments | Resilient Innovation Private Limited | 4.6 |
| 50 | BharatPe for Business | Resilient Innovation Private Limited | 4.9 |
For UPI payment apps we most often deliver payment/transfer data extraction, balance and transaction reads, and ERP reconciliation sync:
Services we provide
Open Data & Open Finance API Integration
Standards-aligned API layers that expose account, payment and identity data from banking and wallet apps to your own systems.
App Protocol & Traffic Analysis
Reverse-engineer an app's request/response protocols to produce a clean, documented integration surface.
OAuth & Token Login Interfaces
Compliant authorization flows, token issuance, refresh and session management for account access.
Balance & Transaction-History Extraction
Programmatic access to account balances, ledgers and line-item transaction history.
Payment & Transfer Data Extraction
Read pending and completed transfers, payment batches and remittance records.
ERP & Accounting Sync
Push extracted data into QuickBooks, NetSuite, Xero or custom treasury dashboards — no manual CSV exports.
Runnable Source Code & API Docs
You receive working API / protocol source code and the interface documentation to run and maintain it.
Related categories
Frequently asked questions
Which UPI apps can you integrate?
PhonePe, Google Pay, Paytm, BHIM, super.money and other UPI apps on the India roster.
What UPI data is commonly needed?
Payment and settlement records, merchant QR collections, refunds, and balance or passbook style histories.
Do you create one page per UPI app?
No. One UPI category page lists the live apps and explains integration services — better for users and search quality.
Need UPI Payments integration in India?
From USD 500 per app, typically 1–2 weeks. You test a packaged API first; source code ships after acceptance and payment. Tell us the target app for a quote.
Discuss your integration