Indonesia: QRIS, E-Wallet, Banking & Lending Integration
Indonesia is a QRIS-first market. E-wallets such as DANA, GoPay, OVO and ShopeePay sit beside bank apps from Mandiri, BRI, BCA and digital banks like SeaBank and Jago, while a dense pinjaman/paylater layer (Kredivo, Indodana, JULO) drives consumer credit.
We provide authorized API integration and protocol analysis for these payment, banking and lending apps — runnable, documented source code under a written scope of work.
Bank Indonesia's QRIS and BI-FAST rails interconnect wallets and bank accounts at national scale. Whether you need wallet settlement feeds, bank statement automation, or loan-ledger extraction from OJK-regulated lenders, we implement the integration against the named app and your compliance requirements.
Browse by category
Popular finance apps
App roster from Google Play free finance rankings (enriched snapshots). Names link to Play when a package id is known.
Wallets & Payments
| # | App | Developer | Rating |
|---|---|---|---|
| 1 | DANA Dompet Digital Indonesia | PT Espay Debit Indonesia Koe | 4.7 |
| 2 | GoPay: Transfer, Bayar, QRIS | PT. GoTo Gojek Tokopedia Tbk | 4.7 |
| 4 | ShopeePay – Dompet Serba Bisa | PT. AIRPAY INTERNATIONAL INDONESIA | 4.8 |
| 7 | OVO | PT Visionet Internasional | 3.5 |
| 49 | Flip: Transfer & Cashback | PT Fliptech Lentera Inspirasi Pertiwi | 4.7 |
Mobile Banking
| # | App | Developer | Rating |
|---|---|---|---|
| 3 | SeaBank | SeaBank Indonesia | 4.8 |
| 5 | Livin' by Mandiri | PT Bank Mandiri (Persero) Tbk | 4.2 |
| 6 | BRImo | PT Bank Rakyat Indonesia (Persero) Tbk. | 4.6 |
| 9 | myBCA: BCA Banking Apps | PT Bank Central Asia Tbk. | 3.9 |
| 10 | wondr by BNI | PT Bank Negara Indonesia (Persero) Tbk. | 4.8 |
| 14 | BCA mobile | PT Bank Central Asia Tbk. | 4.0 |
| 20 | Bank Jago/Jago Syariah | PT Bank Jago, Tbk | 4.7 |
| 21 | bale by BTN | PT. Bank Tabungan Negara (Persero), Tbk | 3.8 |
| 43 | BYOND by BSI | PT Bank Syariah Indonesia, Tbk. | 3.6 |
| 45 | Allo Bank | PT. ALLO BANK INDONESIA Tbk | 4.1 |
| 48 | Superbank | PT Super Bank Indonesia Tbk | 4.5 |
| 50 | Halo BCA | PT Bank Central Asia Tbk. | 4.1 |
Digital Lending
| # | App | Developer | Rating |
|---|---|---|---|
| 8 | Kredivo - Paylater & Pinjaman | PT Kredivo Finance Indonesia | 4.8 |
| 12 | KrediOne-Pinjaman Daring | PT. Inovasi Terdepan Nusantara | 4.5 |
| 13 | RupiahCepat - Pinjaman Dana | PT KreditUtamaFintechIndonesia | 4.6 |
| 15 | Easycash - Pinjaman Daring | PT. Indonesia Fintopia Technology | 4.6 |
| 17 | BantuSaku- Pinjaman Daring | PT. Smartec Teknologi Indonesia | 4.8 |
| 18 | AdaKami-Pinjaman Uang Digital | PT Pembiayaan Digital Indonesia | 4.5 |
| 19 | Tring! by Pegadaian | PT Pegadaian (Persero) | 4.5 |
| 22 | Indosaku-Pinjaman Cicilan Uang | PT. INDOSAKU DIGITAL TEKNOLOGI | 4.8 |
| 23 | FinPlus - Pinjaman Uang Online | PT. Rezeki Bersama Teknologi | 4.7 |
| 24 | Indodana: PayLater & Pinjaman | PT Indodana Multi Finance | 4.6 |
| 25 | UATAS : Pinjaman Dana Online | PT. Plus Ultra Abadi | 4.7 |
| 26 | PinjamDuit - Pinjaman Daring | PT Stanford Teknologi Indonesia | 4.6 |
| 28 | Adapundi-Pinjaman Dana Cepat | PT. Info Tekno Siaga | 4.7 |
| 29 | Artha Niaga - Koperasi Pinjam | KOPERASI SIMPAN PINJAM ARTHA NIAGA | 4.8 |
| 30 | Danaku - Pinjaman Cepat & Aman | PT Trust Teknologi Finansial | 4.8 |
| 31 | Kredit Pintar-Pinjaman Daring | PT. Kredit Pintar Indonesia | 4.3 |
| 32 | Home Credit-Pinjaman & Kredit | PT Home Credit Indonesia | 4.5 |
| 33 | Tunaiku - Pinjaman Dana Online | PT Bank Amar Indonesia Tbk. | 4.7 |
| 34 | PinjamPasti-Pinjaman Aman | AULIA RACHMAN | 4.5 |
| 36 | KlikCair - Pinjaman Daring | PT Klikcair Magga Jaya | 3.9 |
| 37 | Pinjam Yuk–Pinjam Uang Daring | PT KuaiKuai Tech Indonesia | 4.8 |
| 38 | Yup - VISA & Credit 0%* | PT FINTURE TECH INDONESIA | 4.8 |
| 39 | Cairin: Pinjaman Dana Instan | PT. Idana Solusi Sejahtera | 4.5 |
| 42 | Lumbung Dana - Pinjaman Daring | PT LUMBUNG DANA INDONESIA | 4.8 |
| 44 | JULO: Pinjaman & Kredit Online | PT. JULO Teknologi Finansial | 4.2 |
| 46 | Pinjamin - Pinjaman Dana | PT. PROGO PUNCAK GROUP | 4.7 |
| 47 | Cashcepat-Pinjaman Daring | PT Artha Permata Makmur | 4.8 |
Investing & Trading
| # | App | Developer | Rating |
|---|---|---|---|
| 27 | Triv - Beli & Staking Crypto | Triv | 3.6 |
| 40 | Stockity – Online Trading | Stockity | 4.7 |
| 41 | MetaTrader 5 | MetaQuotes Software Corp. | 4.8 |
Other finance apps
| # | App | Developer | Rating |
|---|---|---|---|
| 11 | JMO (Jamsostek Mobile) | BPJS Ketenagakerjaan Official | 4.8 |
| 16 | KasPintar – Hitung Pinjaman | DZATARA LTD | 4.5 |
| 35 | Andal by Taspen | PT TASPEN (PERSERO) | 3.8 |
Frequently asked questions
Which Indonesia apps can you integrate?
E-wallets such as DANA, GoPay and OVO; bank apps including Livin' by Mandiri, BRImo and BCA; digital banks like SeaBank and Jago; and pinjaman apps such as Kredivo and JULO — plus others on the roster.
Do you support QRIS and BI-FAST related flows?
When the target app exposes those rails, we can scope settlement, transfer and reconciliation integrations accordingly.
What is the usual deliverable?
Working API or protocol source code for the named app, interface documentation, and a packaged API for UAT before source handoff.
Ready to integrate a finance app?
From USD 500 per app, typically 1–2 weeks. You test a packaged API first; source code is delivered after acceptance and payment. Tell us the target app to get a quote.
Discuss your integration