Wallet & Super-App Integration in Nigeria
Nigerian everyday money movement runs through OPay, PalmPay, Moniepoint agent channels, MoMo PSB and digital banks like Kuda. Merchant QR, airtime, bills and P2P sit in the same apps, so partners need continuous ledgers rather than one-off balance checks.
Authorized scopes: wallet balances and history; agent cash-in/out; merchant collections; bulk disbursement tracking; NIBSS-linked transfer reads when exposed. Name the wallet and fields; we deliver runnable source code with docs.
Packaged API for UAT first under an authorized SOW.
Popular apps
| # | App | Developer | Rating |
|---|---|---|---|
| 1 | OPay | OPay Digital Services Limited | 4.5 |
| 4 | PalmPay - Smarter Way to Bank | PalmPay Limited | 4.5 |
| 5 | OPay Business | OPay Digital Services Limited | 4.6 |
| 7 | Smartcash PSB | Airtel Africa | 4.6 |
| 9 | MoMo PSB | MTN Nigeria Communications Plc | 3.9 |
| 17 | MiniPay- Stablecoin Wallet | Opera | 4.4 |
| 20 | PayPal | PayPal Mobile | 4.2 |
| 36 | BigmatPay | sprystar | 4.2 |
For Nigerian wallets we most often deliver balance/transaction reads, agent/merchant extraction and disbursement tracking:
Services we provide
Open Data & Open Finance API Integration
Standards-aligned API layers that expose account, payment and identity data from banking and wallet apps to your own systems.
App Protocol & Traffic Analysis
Reverse-engineer an app's request/response protocols to produce a clean, documented integration surface.
OAuth & Token Login Interfaces
Compliant authorization flows, token issuance, refresh and session management for account access.
Balance & Transaction-History Extraction
Programmatic access to account balances, ledgers and line-item transaction history.
Payment & Transfer Data Extraction
Read pending and completed transfers, payment batches and remittance records.
Scheduled & Recurring Transaction Monitoring
Export future-dated and recurring payments to forecast cash flow and manage liquidity.
ERP & Accounting Sync
Push extracted data into QuickBooks, NetSuite, Xero or custom treasury dashboards — no manual CSV exports.
Runnable Source Code & API Docs
You receive working API / protocol source code and the interface documentation to run and maintain it.
Related categories
Similar categories in other markets
Frequently asked questions
Which wallets can you integrate?
OPay, PalmPay, MoMo PSB, Kuda and other wallet apps on the Nigeria roster.
Can agent network flows be included?
Yes — agent cash-in/out and merchant collection data are common scopes.
What is delivered?
Documented API or protocol source code; packaged API before source handoff.
Need Wallets & Payments integration in Nigeria?
From USD 500 per app, typically 1–2 weeks. You test a packaged API first; source code ships after acceptance and payment. Tell us the target app for a quote.
Discuss your integration