Philippines · Digital Lending

Digital Lending & BNPL App Integration in the Philippines

The Philippine free-finance ranking is dense with peso cash-loan and BNPL apps — Tala, Home Credit, Billease, Cashalo, JuanHand, Akulaku and many SEC-registered online lenders.

Collections and partner finance teams need outstanding balances, due dates and disbursement events without logging into each lender app. We implement authorized integrations for the named lending packages with explicit field documentation.

List the lending apps and loan objects; we deliver runnable source code under an authorized SOW.

Popular apps

Top free finance apps on Google Play, by country. App names link to the public Play listing when available.
#AppDeveloperRating
7Home Credit PhilippinesHC CONSUMER FINANCE PHILIPPINES, INC.4.8
9Billease - Buy Now, Pay LaterFirst Digital Finance Corporation4.6
10MabilisCash—Trusted Loan AppMabilis Cash Financing Corp.4.7
13Tala: Fast Cash Peso Loan AppTala Mobile4.8
14Credit Cash-Online Loan AppHi-Fin Lending Inc.4.6
15SkyroSkyro Lending, Inc4.7
16Cashify PH-Fast and Safe CashSunloan Lending Investors Corporation4.6
17Pesoloan - Quick Cash LoanMasaganang Buhay Finance Philippines Corporation4.7
18JuanHand-Online Cash Loan AppWefund Lending corp4.7
19SalmonSalmon Group Ltd4.8
24Mega Peso-Fast Cash Easy LoanCEIMMARJ Financing Incorporated4.8
25Peso Cash Loan - Lending AppMAKATI LOAN, INC4.8
26Cashalo - Fast Cash Loan AppTilt Finance4.7
27Mr. Cashe-Generation Lending Corporation4.5
28MocaMoca - Safe and fast loanCopperstone Lending Inc.4.6
32PesoWallet-Online Cash LoanHi-Fin Lending Inc.4.6
33Tekcash - Secure Online LoanTEKWANG LENDING CORP.4.6
34FT Lending: Fast Cash LoanFT Lending Master Philippines Corp.4.6
35Happycash-Easy and happy loanYINSHAN LENDING INC.4.8
36Mocasa: Pay Later & Quick LoanMocasa4.6
37PeraMoo-online peso cashMagician Of Money Lending Corp.4.5
39Loan Calc HubAppDsgnur4.1
41PitaCash - Online Loan AppFinance Technologies Inc.4.8
42PXTLoan-online loanPXT LENDING INVESTORS INC.4.9
43EASY BORROWWing of Integrity Lending Corp.4.6
44Pesocash - Safe Online LoansMyLoan Lending Investors Inc.4.5
45EZLoanSECOND PAY FINANCING INC.4.9
46Akulaku Cash LoanSTREETCORNER LENDING CORP.4.4
48GoPeso - Fund AssistantSumulong Financing Incorporated4.6
49Fidoph Philippines-Cash LoanFIDOPH LENDING CORPORATION4.6
50PesoHereTechTack Lending Corporation4.5

For Philippine lending apps we typically deliver loan-status reads, repayment schedules and disbursement tracking:

Services we provide

App Protocol & Traffic Analysis

Reverse-engineer an app's request/response protocols to produce a clean, documented integration surface.

OAuth & Token Login Interfaces

Compliant authorization flows, token issuance, refresh and session management for account access.

Balance & Transaction-History Extraction

Programmatic access to account balances, ledgers and line-item transaction history.

Payment & Transfer Data Extraction

Read pending and completed transfers, payment batches and remittance records.

Scheduled & Recurring Transaction Monitoring

Export future-dated and recurring payments to forecast cash flow and manage liquidity.

Automation Scripts & Data Pipelines

Scheduled collectors and transformation pipelines that keep your downstream systems continuously in sync.

ERP & Accounting Sync

Push extracted data into QuickBooks, NetSuite, Xero or custom treasury dashboards — no manual CSV exports.

Runnable Source Code & API Docs

You receive working API / protocol source code and the interface documentation to run and maintain it.

Frequently asked questions

Which lending apps can you integrate?

Tala, Home Credit, Billease, Cashalo, JuanHand, Akulaku and other roster lenders.

What loan data is common?

Status, disbursed amount, installment plan, outstanding balance and payment history when exposed.

Are small online lenders in scope?

Yes if on the roster or you provide the package name for assessment.

Need Digital Lending integration in Philippines?

From USD 500 per app, typically 1–2 weeks. You test a packaged API first; source code ships after acceptance and payment. Tell us the target app for a quote.

Discuss your integration