Colombia · Digital Lending

Colombia Digital Lending Integration

Colombia's lending roster is crowded with online préstamo apps beside a few structured credit brands. On this page: Addi Shop, Tuya, Solventa, Midatacrédito, Monet, KrdYA and a long tail of payday-style apps such as LuckyPlata, Rapid Crédito, VivaPlata Pro, PesoYa and LanaYa. Addi leads BNPL, and Tuya is the Éxito-group credit arm.

We build authorized integrations for credit limits, loan status, repayment schedules and disbursement reads where each app exposes them. Structured lenders such as Addi, Tuya and Solventa expose richer installment objects than the high-volume préstamo apps.

Projects usually start with Addi or Tuya for BNPL and card-credit objects, then add Solventa or Midatacrédito for consumer-loan status. For the long tail of préstamo apps we scope each one individually, since data exposure varies widely.

Name the lender and objects. Delivery is runnable documented source with UAT packaging and source after acceptance.

Popular apps

Top free finance apps on Google Play, by country. App names link to the public Play listing when available.
#AppDeveloperRating
4Addi Shop - Compra a cuotasaddimobile4.7
9LuckyPlata - Préstamo en líneaLuckyPlata4.0
10Midatacréditomidatacredito4.5
12SolventaSolventa Dev4.5
15Rapid Crédito-Préstamo NowMEDINA LUNA FERNANDO4.4
21Dinerbacano-Préstamo PersonalDinerBacano4.2
22Préstamo personal:CrediApoyoMittco tecnologia sas4.6
25Credinero – Crédito fácilJulian Reed3.0
26VivaPlata ProVivaPlata4.9
27RapidoCashIncoservi sas3.2
28Préstamo en línea-PlatayudaEfectivo prestamo4.2
29Crédito365TECH365 S.A.S.3.1
30CrediSwift-Dinero SeguroARCHIVOS SA SAS4.1
31PesoYainfinty code4.8
34Préstamo Now:CrediprisaPRISMA TECNOLOGIA SAS4.5
36Alo CreditAlo Credit3.6
37TuyaTUYA S.A.4.9
41KrdYAapp@krediya.com.pa3.7
43Monet - Créditos OnlineMonet US4.8
45PlataXLIBERTA CARTERA SAS4.2
46PROFIN+ - Préstamos de CréditoPROFINPLUS4.6
47LanaYaLanaYa4.9
50BilleTech | Préstamos FácilBilleTech4.5

For Addi, Tuya, Solventa and Midatacrédito we typically deliver limits, repayment schedules and loan-status reads:

Services we provide

  • App Protocol & Traffic Analysis

    Reverse-engineer an app's request/response protocols to produce a clean, documented integration surface.

  • OAuth & Token Login Interfaces

    Compliant authorization flows, token issuance, refresh and session management for account access.

  • Balance & Transaction-History Extraction

    Programmatic access to account balances, ledgers and line-item transaction history.

  • Payment & Transfer Data Extraction

    Read pending and completed transfers, payment batches and remittance records.

  • Scheduled & Recurring Transaction Monitoring

    Export future-dated and recurring payments to forecast cash flow and manage liquidity.

  • Automation Scripts & Data Pipelines

    Scheduled collectors and transformation pipelines that keep your downstream systems continuously in sync.

  • ERP & Accounting Sync

    Push extracted data into QuickBooks, NetSuite, Xero or custom treasury dashboards — no manual CSV exports.

  • Runnable Source Code & API Docs

    You receive working API / protocol source code and the interface documentation to run and maintain it.

Frequently asked questions

Which lenders are the usual Colombia starters?

Addi and Tuya are common first surfaces for BNPL and card credit, with Solventa or Midatacrédito added for consumer-loan status.

Can you read repayment schedules and limits?

When the lender app exposes installment plans, limits or repayment status, we map those objects per institution.

Are the many préstamo apps in scope?

Yes, but data exposure varies widely across payday-style apps, so we scope each one individually before confirming reads.

Need Digital Lending integration in Colombia?

From USD 500 per app, typically 1–2 weeks. You test a packaged API first; source code ships after acceptance and payment. Tell us the target app for a quote.

Discuss your integration