Open Banking Studio
Turkey · Wallets & Payments

Turkey Wallet & FAST Payments Integration

Turkey's wallet layer is thin but distinct — most everyday payments run inside bank apps, so this page covers a focused set: Vodafone Pay, İstanbulkart - Dijital Hesabım, Paycell and Money (Migros Kampanya, Finans / Colendi Money). Telco wallets, a city transit-and-citizen card and a retail BNPL wallet each expose different objects than a bank ledger.

We build authorized integrations for wallet balances, FAST-linked top-up and transfer history, merchant and campaign settlement lines, and İstanbulkart transit or city-service transaction records where each app exposes them. Colendi Money's BNPL instalments are scoped as wallet-side credit objects, not bank loans.

Projects usually start with Paycell or Vodafone Pay for telco-wallet reads, then add İstanbulkart for transit/citizen flows or Colendi Money for retail instalment data. We map FAST references when visible without claiming a direct central-bank switch feed.

Name the wallet and the objects you need. Delivery is runnable, documented source with a UAT package and full source after acceptance.

Popular apps

Top free finance apps on Google Play, by country. App names link to the public Play listing when available.
#AppDeveloperRating
12Vodafone PayVodafone Elektronik Para ve Ödeme Hizmetleri A.Ş4.7
13İstanbulkart - Dijital HesabımBELBİM A.Ş.3.1
17PaycellTurktell Bilişim Servisleri A.Ş.4.5
25Money: Migros Kampanya, FinansMoneypay Ödeme ve Elektronik Para Hizmetleri A.Ş4.7

For Vodafone Pay, Paycell, İstanbulkart and Colendi Money we typically deliver balances, FAST-linked transfer history and merchant or instalment settlement reads:

Services we provide

  • Open Data & Open Finance API Integration

    Standards-aligned API layers that expose account, payment and identity data from banking and wallet apps to your own systems.

  • App Protocol & Traffic Analysis

    Reverse-engineer an app's request/response protocols to produce a clean, documented integration surface.

  • OAuth & Token Login Interfaces

    Compliant authorization flows, token issuance, refresh and session management for account access.

  • Balance & Transaction-History Extraction

    Programmatic access to account balances, ledgers and line-item transaction history.

  • Payment & Transfer Data Extraction

    Read pending and completed transfers, payment batches and remittance records.

  • Scheduled & Recurring Transaction Monitoring

    Export future-dated and recurring payments to forecast cash flow and manage liquidity.

  • ERP & Accounting Sync

    Push extracted data into QuickBooks, NetSuite, Xero or custom treasury dashboards — no manual CSV exports.

  • Runnable Source Code & API Docs

    You receive working API / protocol source code and the interface documentation to run and maintain it.

Related categories

Similar categories in other markets

Frequently asked questions

Which Turkish wallets are the usual starters?

Paycell and Vodafone Pay are common first surfaces, with İstanbulkart for transit/citizen payments and Colendi Money for retail BNPL wallet data.

Can FAST-linked top-ups and transfers be captured?

When the wallet exposes FAST-linked top-up or transfer history, we map those references for reconciliation without claiming a direct central-bank feed.

Is İstanbulkart treated as a payments wallet?

Yes — İstanbulkart is scoped as a transit and city-service payments surface, distinct from a full bank app.

How are Colendi Money instalments handled?

Colendi Money's BNPL instalments are scoped as wallet-side credit objects on this page, not as standalone bank-loan schedules.

Need Wallets & Payments integration in Turkey?

From USD 500 per app, typically 1–2 weeks. You test a packaged API first; source code ships after acceptance and payment. Tell us the target app for a quote.

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